IRS Section 213(d) · Bolt-On Solution · Zero System Changes

Your Payroll Is Leaving Money Behind.

Most companies with 100–2,000 employees are overpaying in payroll taxes — not because they're doing anything wrong, but because these savings exist outside the scope of what standard payroll processing is built to catch.

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No obligation · No system changes · Results in 15 minutes

Savings Estimator

Full-time employees
Estimated Annual Savings
$155,750
That's ~$5,990 back every bi-weekly payroll cycle

Based on $623/employee average annual savings. Actual results vary. See disclaimer below.

$623
Average annual savings
per employee
15 min
To see your company's
custom savings estimate
0
Changes to your existing
payroll system required
How It Works

Simple. Compliant. Immediate.

We bolt onto your existing payroll setup — no migration, no disruption, no new vendors to manage.

01
15-Minute Analysis Call
We review your current payroll structure and employee count to calculate your specific savings opportunity. You'll see real numbers for your company before any commitment.
Free · No Obligation
02
We Handle Everything
If you move forward, 360 Advantage manages all documents, enrollment, and administration. Your payroll team keeps doing exactly what they're doing today.
Zero Disruption
03
Savings Hit Next Payroll
Your tax savings activate starting the next payroll cycle. Every pay period you delay is money left on the table — for your business and your employees.
Immediate ROI
What Changes. What Doesn't.

Your Setup Stays.
Your Tax Bill Drops.

  • ✓
    Keep Your Payroll Provider
    360 Advantage works alongside whatever payroll system you're already running — ADP, Paychex, Gusto, or anything else.
  • ✓
    Keep Your HR Team's Workflow
    No new processes for your team to learn. We administer the program — you collect the savings.
  • ✓
    Keep Your Current Benefits Structure
    This is additive, not a replacement. Your existing benefits stay exactly as they are.
  • ✓
    Employees Keep More of Their Paycheck
    The average employee sees $1,400+ in additional annual take-home pay — a benefit that costs you nothing extra.
100% Compliant
Built on Solid Legal Ground
360 Advantage is built on IRS Section 213(d) — a well-established provision of the tax code that allows businesses to provide tax-free wellness benefits that reduce employer and employee FICA obligations.

Every program is reviewed by CPAs and ERISA attorneys before implementation. We provide all required plan documents, administration, and ongoing compliance support.
IRS Section 213(d) ERISA Compliant ACA Compliant SIMRP Certified CPA Reviewed

See What Your Company
Could Be Saving

A 15-minute call is all it takes to see your real numbers. No pressure, no commitment — just clarity on what your company is currently leaving on the table.

Book My Free Analysis →

[email protected] · (208) 296-7771